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Where is the best place to get earthquake insurance quotes?

I live in Seattle, WA and I currently do not have earthquake coverage. I don’t know what carriers provied earthquake coverage, and I don’t know if I need to also get homeowners coverage from the same...

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When your county has been declared a disaster area by your governor?

The IL governor has declared my county a disaster area due to the recent rain and flooding. I have homeowners insurance, but ofcourse I dont have flood insurance, as I am not located in a flood plain....

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Should homeowners insurance cover mold in basement – covered previous claim...

Okay – a year a go we had a pipe burst outside the house and the water basically ran down into our foundation in our furnace room and flooded the basement. Probably a good 2 inches of water throughout...

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what does a homeowners insurance adjuster do?

Any help would be appreciated. Over the weekend, i had a pipe/hose break and flooded my kitchen overnight. I know we need to make a claim with homeowners insurance. They said they will send out an...

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How would you replace your things if your house/apt burned down?

After a question a few weeks ago about what to donate to a little boy in her child’s class who’s home burned down…I started thinking. “What if my apartment burned down? How would I replace everything?...

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After a natural disaster, do homeowners continue to pay mortgage if they plan...

House gets flooded to the rooftop, home is completely destroyed. Fema, and homeowners insurance is paying to rebuild… do homeowners stop paying mortgage? Chosen Answer: The homeowners insurance pays...

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can you claim on your homeowners insurance if wind was the cause of flood?

We had a hurricane and the wind caused lake water to flood our home. Our flood policy does not cover contents. A neighbor overheard an agent talking about wind being the cause of the flood and...

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Question: If credit default swaps were a good idea why can’t I take out...

In fact, why don’t we all? Shouldn’t we be allowed? Lets all buy homeowners insurance on other peoples properties in the flood plains, the hurricane belt and wildfire zones. No conflict of interest...

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